Medicare Supplement Quotes By Phone: 1-800-495-1915
Medicare Supplement Insurance - Insurance Basics
These plans are competitively priced and offer outstanding customer service. In fact,
some of our representatives have over 20 years of experience!
Why do I need Medicare Supplement Insurance?
The average person on Medicare could wind up spending thousands per year out of
their own pocket.* These costs include deductibles, co-insurance and more. For
more on Medicare click here.
Why should I choose an AARP Medicare Supplement Plan?
It will help cover some of the expenses that Medicare doesn't-and you'll get all this:
1. Freedom to choose your own doctors
2. No claim forms to file
3. Special Extras-to find out more, click here
4. You can't be singled out for a rate increase. Any rate change will apply to all
members of the same class insured under your Plan who reside in your state
5. Coverage wherever you travel in the U.S.
6. Great customer care - 98% of issues are resolved on first call
7. Available in all fifty states, plus D.C., Puerto Rico, U.S. Virgin Islands and Guam
To learn more about AARP Medicare Supplement Plans available in your state,
click here.
Medicare Supplement Insurance - Insurance Basics - Why You Need It
What is Medicare?
Medicare is a federal program developed to help Americans over 65 and some
disabled Americans pay for the high cost of health care. There are different parts:
Medicare Part A (hospital insurance) is free if you paid Medicare taxes while working.
There's a monthly charge for Medicare Part B (medical insurance). Medicare Part D
(prescription drug plan) is a Medicare benefit that offers a choice of prescription drug
plans (PDPs) to anyone enrolled in Part A or Part B.
Medicare was never intended to cover all your health care costs-in fact, the average
person could end up spending thousands per year out of their own pocket.* So an
illness or injury could end up costing you quite a bit of money.
What is Medicare Supplement Insurance?
It's designed to help pay some of the medical expenses that Medicare does not pay.
For instance, you can choose a Medicare supplement plan that pays the $1,024 Part
A deductible for you.
When is the best time to get Medicare Supplement Insurance?
Generally, your six month "Open Enrollment" period is the best time to buy a Medicare
supplement plan, particularly if you are no longer working or covered by an employer-
sponsored health plan. This period begins the first day of the month in which you turn
age 65 or enroll in Medicare Part B. During this time, as long as you have Medicare
Part B, you can buy Medicare supplement insurance without answering any health
questions.
Medicare Supplement Insurance - How It Works
AARP plans make it easy to file claims.
Usually, you do not have to do a thing. Your doctors and hospitals will file Medicare
claims for you. Supplemental payments are sent to the same doctor who filed your
Medicare claim. So there are no claim forms to fill out, photocopy or mail.
You can change providers, even with pre-existing conditions.
It's also easy to change providers -- even with pre-existing conditions. If you decide to
replace your current health insurance coverage with a Medicare supplement plan, you
won't have a waiting period for conditions you have now.
Switching from Medicare HMOs.
Rights vary by state. Under certain circumstances, you're eligible for guaranteed
acceptance into certain Medicare supplement insurance plans with no health questions
asked or waiting period for pre-existing conditions. To find out more, contact the
administrator of your prior health plan or your local state department on aging.
Medicare Supplement Insurance - Plan Details
The federal Medicare program doesn't cover all the costs of hospital and medical
care. That's why AARP Health Care Options makes available a choice of
competitively priced insurance plans - to help pay for what Medicare does not.
Every one of the traditional AARP Medicare Supplement Insurance Plans,
underwritten by United HealthCare Insurance Company, lets you keep your own
doctor, specialist and hospital and other health care providers. There are no lists from
which you have to select. What's more, you can't be singled out for a rate increase
because your health changes.
These are the highlights of our most popular plans...
Plan A is our most economical coverage. It provides basic benefits, including
Medicare's Part A hospital and Part B medical co-payments, and your first three pints
of blood each year.
Plan C is our most popular option among members. It covers the basic benefits just
described, PLUS Medicare's Part A and Part B deductibles, skilled nursing facility co-
payments and foreign travel emergencies.
Plan F has everything that Plan C has, PLUS it provides benefits for the difference
between what the doctor charges and what Medicare approves (important if your
physician charges more than Medicare's eligible expense).
The Medicare Supplement Plans also offer you a convenient, easy way to pay your
premium and save money at the same time. Save up to $24 a year when you sign up
for Electronic Funds Transfer, our easy payment option. Your premium is
automatically deducted from your bank account each month and forwarded to AARP
Health Care Options.
You save $2 each month on your total household payment, plus the cost of postage
and checks.
You save another 5% off your monthly premium when both you and your spouse enroll
— under the same membership number — in an AARP Medicare Supplement,
Medicare Select, or Group Hospital insurance plan. The discount applies even if you
each enroll in a different plan.
This is a brief description of the insurance plans available through AARP Health Care
Options. AARP's Medicare Supplement Plans are underwritten by
United HealthCare Insurance Company,
Fort Washington, PA
under Policy Form No. GRP 79171 GPS-1
and are not connected with or endorsed by the U.S. Government or the Federal
Medicare Program. In some states, plans may be available to persons eligible for
Medicare by reason of disability.
Benefits and costs vary depending upon plan selected. These plans have exclusions,
limitations and eligibility requirements.
Here are special discounts if within the last three years you've either turned 65, or
enrolled in Medicare Part B at age 65 or older
Savings for Loyal Participants in the Medicare Supplement Plans
AARP Health Care Options Early Enrollment Bonus Program
We want to demonstrate why the plans available through the AARP Health Care
Options program should be your choice for quality health insurance coverage. That's
why we have created this special Early Enrollment Bonus Program. It rewards you by
offering numerous ways to save on your insurance costs. All you have to do is enroll in
an AARP Medicare Supplement Plan within 3 years of turning age 65 or enrolling in
Medicare Part B at age 65 or older.
Here's How This Program Can Save You Money
Enroll in an AARP Medicare Supplement plan within the required time period and you'll
save:
A guaranteed annual savings on your AARP Medicare Supplement premium. You'll
receive a rate that is at least 9% less than if you wait to enroll.
Plus an additional four-year “Early Enrollment Discount,” of 20% your first year of
coverage…15% the second year…10% the third year…and 5% the fourth year.
Home
Lucas A. Burton Insurance Services & Golden Age Providers, LLC are Licensed Agents For United HealthCare Insurance Company And Are Therefore Authorized
By Contract To Offer AARP Endorsed Medicare Supplement Products. Lucas A. Burton Insurance Services And/Or Golden Age Providers, LLC Are Not Endorsed
By The Neither AARP Or the Federal Government Or The Federal Medicare Program.

